Reg CC Funds Availability Chart: Guide for Federals

The Reg CC Funds Availability Chart provides a comprehensive guide to understanding when different types of deposited funds must be made accessible to customers, based on Regulation CC established by the Federal Reserve. This regulation outlines specific timeframes that financial institutions must follow for making funds available after a deposit is made. The chart covers various deposit types, including cash, checks (such as U.S. Treasury, government, and cashier’s checks), electronic payments, and more. It also explains exceptions where longer holds may